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Now in Private Beta

Payment Infrastructure for Autonomous AI Agents

Secure, policy-controlled payment workflows for AI agents. Give your agents the financial autonomy they need with the controls you require.

agent_payment.ts
// Execute agent-directed payment
const status = await agentpay.execute({
agent_id: "procurement-bot-01",
amount: 450.00,
currency: "USD",
mandate: "mdt_99x_alpha"
});
Payment Verified

Designed to work with the tools powering modern AI systems.

Stripe
OpenAI
Anthropic
LangChain
AWS
Plaid
Stripe
OpenAI
Anthropic
LangChain
AWS
Plaid
Stripe
OpenAI
Anthropic
LangChain
AWS
Plaid
Stripe
OpenAI
Anthropic
LangChain
AWS
Plaid
⚠️ The Problem

Your AI Agents Are Burning Money, and Nobody's Watching

Every day, teams like yours wake up to surprise bills because an AI bot went rogue:

Retrying tasks on loop, burning through thousands of API calls
Making unauthorized purchases with no approvals and no limits
Draining budgets with zero oversight until the invoice hits
$47K

Average unexpected AI overspend per company in 2025

73%

Of teams have zero spending controls on AI agents

200x

Retry loops that a single broken agent can trigger overnight

OVERCHARGE

Runaway Token Bills

Your agent hit a loop and retried 200 times. That is thousands of API calls, and you did not know until the invoice arrived. Sound familiar?

One broken loop = your entire monthly budget gone.

UNAUTHORIZED

Agents Spending Without Permission

Claude, GPT, and other AI tools can trigger purchases, spin up resources, and call paid APIs without a single approval from you.

No guardrails. No limits. No approval needed.

INVISIBLE

Zero Visibility Into AI Spend

Which agent spent what? On which task? When? You have no audit trail and no way to trace where your money went.

You're flying blind with your company's money.

What if you could set spending limits, require approvals, and track every dollar automatically?

That's exactly what SpendGuard does. Keep reading to see how ↓

Stop the Bleeding. Get Started Free
✅ The Solution

The Control Layer for Agentic Commerce

SpendGuard sits between your autonomous agents and global financial rails, enforcing rules at the point of transaction.

AI Agent

Requests payment

SpendGuard

Checks mandate, budget, and risk

Approved

Financial Rails

Executes safely

No Raw Credentials

Your agents operate with scoped tokens, so they never touch your real bank details, API keys, or payment methods.

Tokenized access for every agent
Zero credential exposure risk
Automatic key rotation
Zerocredentials exposed

Scoped Authority

Every agent gets a mathematically defined mandate with spending ceilings, approved vendors, and time-bound permissions.

Per-agent spending limits
Vendor & category restrictions
Time-bound access windows
100%transactions policy-checked

Centralized Control

One dashboard to monitor, approve, and revoke agent access. Transaction and policy events are logged for review.

Agent revocation controls
Spending dashboard
Exportable audit evidence
Loggedpolicy decisions
Core Benefits

Take Back Control of Your AI Spending

SpendGuard gives your team the tools to set rules, see everything, and shut things down instantly. No technical expertise required.

Spending Limits

Set Clear Spending Rules

Tell each AI agent exactly how much it can spend, which vendors it can pay, and when its access expires. Think of it like giving your employee a company card with built-in limits, but for your AI.

Full Visibility

See Every Dollar in Real-Time

Watch every transaction as it happens. Know which agent spent what, where, and why in one dashboard. No more surprise invoices or mystery charges.

Instant Control

Shut It Down in One Click

If an agent starts overspending or behaving unexpectedly, revoke its access instantly. No waiting and no support tickets. Just one click and it is done.

Live Audit Trail

Every transaction, tracked automatically

Live
10:04:22Market-BotAPI Hub$12.00Approved
10:05:45Sourcing-AIHardware Inc$1,200Blocked
10:06:33Research-AgentData API$3.50Approved
10:08:12Assistant-XOpenAI$0.05Approved
10:09:01Sourcing-AIN/AN/ARevoked

127 transactions tracked today · $847.50 total spend · 2 blocked

How It Works

Up and Running in 5 Minutes

From signup to your first secured AI transaction, it's simpler than you think.

Step 1

Create Account

Set up your organization dashboard.

Step 2

Connect Rails

Link Plaid, Stripe, or bank accounts.

Step 3

Register Agents

Create unique cryptographic IDs.

Step 4

Define Rules

Set mandates and spending limits.

Step 5

Execute

Agents transact within defined bounds.

Real World Adoption

Built for the Agentic Economy

Where SpendGuard is currently enabling autonomous commerce.

Infrastructure & APIs

AI agents automatically procure cloud resources and pay for API tokens based on demand.

Live Deployment

Autonomous Procurement

Supply chain agents sourcing materials and settling invoices without human intervention.

Live Deployment

AI Marketplaces

Agents transacting with other agents for niche micro-services and data.

Live Deployment

Enterprise Admin

Finance agents managing recurring subscriptions and reconciling corporate spend.

Live Deployment
🔒 Enterprise Security

Zero Trust for Digital Finance

Infrastructure designed specifically for the high-stakes requirements of autonomous agents.

Scoped Access

Agents operate through mandates and scoped credentials instead of direct access to primary payment credentials.

Rule-Based Authorization

Every request is evaluated against mandates, budgets, risk rules, and approval policy before execution.

Tamper-Evident Audit

SHA256 hash-chained transaction trails help teams review what happened, why it happened, and who approved it.

SOC 2 readiness
PCI-oriented mapping
Security controls
Privacy workflows

🚨 Network Kill Switch

Instantly freeze all agent activity across your entire organization via Global API or Dashboard.

Developer First

Built for Autonomous Stacks

Integrate SpendGuard through SDK-first workflows today, with MCP, OpenAPI action, and framework adapters tracked in the control-plane roadmap.

LangChain
OpenAI
AutoGPT
Custom SDK
Get API Key
agent_payment.py
# Comprehensive autonomous payment execution
from agentpay import Client
ap = Client(api_key="pk_live_...")
status = await ap.execute(
agent_id="procure-bot-01",
mandate={
"budget_limit": 5000.00,
"currency": "USD",
"time_limit": "30d",
"allowed_vendors": ["aws", "openai", "stripe"],
"auto_renew": True
},
payment={
"amount": 450.00,
"vendor": "openai",
"description": "GPT-4 token usage"
}
)

The Era of Agentic Commerce Has Begun.

Join the leading platforms and enterprises using SpendGuard to power the future of autonomous transactions.