AUTHORIZATION

Security & Authorization

Zero-trust architecture designed for autonomous financial operations.

Tokenized Credentials

SpendGuard utilizes high-entropy tokens that serve as pointers to authorize financial actions. Actual bank credentials or primary Stripe/Plaid keys stay inside vaulting and provider-token workflows.

Key Management Roadmap

Sensitive keys are encrypted and scoped today; production KMS/HSM enforcement remains launch evidence for hardened deployments.

Encrypted Transit

All communication is secured via TLS 1.3 and mutual authentication.

Authentication Flow

Use HMAC-SHA256 signatures for all management API requests to ensure integrity.

Authorization: Bearer agentpay_live_...
X-Agent-Signature: base64_hmac_sha256(...)
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